Loan-me.com - Privacy Policy and Disclaimer

Untitled Document

Loan-Me.com Privacy Policy

and Disclaimer

DISCLAIMER, PRIVACY POLICY and COPYRIGHT INFORMATION

The information displayed in this web-site is for Australian residents only or Australians living overseas intending to invest in Australia. The information appearing on this web-site has been prepared for general information purposes only from sources believed to be reliable and accurate.

All these products and services are subject to change. Whilst we shall endeavour to supply as accurate and up to date information, errors and omissions will & may occur. Thus accordingly, we shall accept no responsibility for any loss to any person (in any form whatsoever) that may arise from the use of or the reliance on the information contained on the Loan-Me.com web-site.

We appreciate, that as a customer, you may entrust us with your personal information, and you can be assured that we are committed to safeguarding your privacy.

Please read the following privacy policy carefully before using this web-site.

By using our web-site and completing any contact forms or e-mailing us, you:

Consent to the creation ,allocation & maintenance of a database record about you ,so that we may be effective and helpful in our dealings with you;
You agree that your continual use of our web-site , also means - that you agree with any changes to this privacy policy.

1. This Policy

In handling your personal information, we shall comply with the Privacy Act 1988 and, where applicable, the policies and codes of industry groups to which we belong to or are associated with, at any given time. This policy explains our general practices in handling personal information. If you need further information, have questions about our privacy practices or wish to gain access to your personal information, please contact us via email.

2. Collecting your personal information

We shall collect personal information for the purposes of: providing loans, mortgage finance, financial services, insurance services and/or legal services to you, including evaluating your application, evaluating a request for a change to any products provided; providing, administering and managing the services, following acceptance of an application.

The details of exactly what types of personal information we collect can be found on the forms we ask you to complete, on this web-site and in the questions we ask, for example, your e-mail address, name, address, date of birth , place of employment , telephone numbers , age and gender.

3. Other offers

We ask to have permission to use your personal information, to keep you up to date with a range of products and services available and from the industry groups we represent. Please be aware that - At all times you will be given the opportunity to not receive these communications from us. And should request so in writing via email.

4. Disclosing your personal information

We shall disclose your personal information to and receive personal information from, the lenders, underwriters or legal professionals we represent, when necessary and in connection with the purposes outlined in "Collecting your personal information" above.

If you do not provide us with the information we need we will be unable to consider your application for the particular financial services you may require.

5. Access to your personal information

You can request access to your personal information by contacting us. In for such instances to accessing your personal information ,it may or can take some time or even a extended period of time, we shall inform you of any likely delay.

6. Accuracy of your personal information

We shall take all reasonable steps to ensure that any personal information we hold about you is accurate, complete and up-to-date.

7. Security

We shall take reasonable steps to protect any personal information we hold about you from misuse, loss or unauthorized access, modification or disclosure. We have security measures in place for both computer records and for our paper files, which aim to minimize the risk of unauthorized access to your personal information.

Unfortunately, we must disclose that -" No data transmission over the Internet can be completely secure, so we cannot give an absolute assurance whatsoever that the information you provide to us via the Internet will be secure at any time " . In using this site you indemnify us , as we will not be held responsible for events arising from unauthorized access to your personal information.

Please contact us if you want further information about our privacy and/or our security practices. Please notify us immediately if you become aware of any unauthorized use of this web-site by an Internet user or any other possible breach of security.

8. Use of e-mail

If you send us an e-mail we may preserve and store the content if we consider it necessary to do so. Any personal information supplied & contained in your e-mail, including your e-mail address may be used to assist us to provide you , our services and products. We will disclose your personal information only for the purpose of providing our products and services to you through the lenders, underwriters or legal professionals we represent.

You must be fully aware that e-mails are not necessarily secure and if you have concerns about the security of the contents of an e-mail then you should consider contacting us by other means. Usually by registered Australia Post.

9. Resolving problems related to your privacy

Please report any matters to us immediately that you believe a suspected breach of your privacy has occurred or you do not agree with a decision regarding access to your personal information, please contact us.

If you are not satisfied with our final decision you can direct your complaint to the office of the Privacy Commissioner:

Name:	Office of the Privacy Commissioner : Australia
Telephone:	1300 363 992 (for the cost of a local call anywhere in Australia)
Fax:	+61 2 9284 9666
Post:	GPO Box 5218 Sydney NSW 2001
E-mail	privacy@privacy.gov.au
Web-Site	http://www.privacy.gov.au

10. Future Changes

Our online internet business will continue to grow and evolve as we introduce new products, services and features to our web-site. Because of this, as shall be needed , from time to time ,we may review and make changes to this privacy policy and may amend it to reflect changes in the legislation, any of the industry codes or information that relates to the finance or business environment. We ask you to look at this policy periodically and on a regular basis. So you may be able to make decisions by staying up to date and to be well informed of any changes to this policy.

Loan-Me Australia will and shall prosecute to the full extent of the available laws to protect it's intellectual property and the web-site content.