Home Loan Deposit Loan

Loan-Me has access to Australia’s first and only home loan deposit loan for home or land buyers. This unique product to Australia, offers borrowers who have a stable income and a good credit history, the immediate access to up to $30,000 that can be used towards the purchase of their home/land.

Today more than ever we find many people, who despite being good credit risks, just simply don’t have enough saved for a deposit for their home, once stamp duty, legal fees , moving costs and other associated costs are all factored in. Loan-Me can assist in arranging for you a Home Deposit Loan which allows home buyers to use their own money for their expenses, allowing the Home Loan deposit loan to fund the deposit or shortfall that is required. Alternatively, if a home mortgage is just over the 80% threshold and you need a few thousand to avoid having to pay mortgage insurance, we simply arrange to use a home deposit loan for the difference to save you money.
 

Home Deposit Loans range from $6,000 up to $30,000 for home/land purchase, to a maximum LVR of 100% when combined with the current mortgage. The lender we use allows a relaxed serviceability as well as other credit criteria. This should ensure that almost anyone who qualifies for a prime mortgage should also receive a Home Deposit Loan  Also what makes this such a great product is - essentially the lending criteria is the same as for personal loans.

Applying for a Home Deposit Loan is easy. Simply contact us via email. We can call you and start the loan process. We can also arrange for delay in the funding of this loan until the day before your settlement, so as to save you interest charges. Please note that this type of loan is only funded directly into the solicitor's/conveyancer's trust account , for the house/land being purchased.

APPLY HERE !